Add a Payment Option

To add a payment option, select Add New Option from the Settings / Payment menu. As mentioned earlier in this chapter, payment options can be divided into two categories:

o Real-time Funds will be automatically collected online and deposited in your bank (or PayPal) account. This is where you can set up payment options such as online credit card processing and PayPal.

o Non real-time (or offline). Funds will be collected offline, after an order has been placed.

This is where you can set up payment options such as offline credit card processing, payment terms (Net 30, Net 60, etc.), cash on delivery (COD), etc.

Note: To process credit cards offline you will still need a business bank account and a credit card merchant account, but you will not need to use a gateway since transactions are processed manually, offline. This may be a good option, for example, if you do not expect many online orders per day, and you already have a retail store with a POS credit card terminal.

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